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I was looking over my stats and discovered my MAG DEF is getting a bizarre bonus.

Currently it's a 115 with modifiers. Without modifiers (15 Jack's Crown, 18 Mafia Mirror) it's a 82.

So I should've spent 37 points on this, right? (37*2= 74 + 8 base = 82)

Well, "customize character" says I've spent 28.

28*2= 56 + 8 base = 64.

Was the base MAG DEF changed to 26, or am I getting a bonus I shouldn't be?

We've been seeing a few oddities like this lately for some reason. Your stats should correct themselves as soon as you change them.
Or we can fix them as soon as I see you online again.

Is there any way to change back my loot bonus from -3% to 100%